Baccarat Third Card Rules: Beginner’s A-Z guide from experts

Baccarat Third Card Rules explained! When is a Third Card drawn in Baccarat, Player & Banker baccarat third card rules + real game example from W88 Live casino!

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Baccarat is known to be one of the best games to play on online betting sites like W88 Malaysia, especially if you are a beginner. This is because the betting options in this game are extremely simple to follow. However, most beginners get stuck with understanding the Baccarat third card rules. In this article, we will explain in detail and in a beginner-friendly manner, everything you need to know about the baccarat third card rules so read to the very end for a real gameplay example.

Overview of the Baccarat Game

Before we look into the Baccarat third card rules, let us understand the basic gameplay of the Baccarat Casino game. Baccarat is played on online betting sites, where you must wager on any of the betting options on the table while the dealer guides the gameplay. Before the timer ends, you must wager on the main bets, which are the Player, Banker, or Tie, on the betting baccarat table.

learn the baccarat third card rules explained from experts

This must be done before the timer ends in the game room, and once this is done, the dealer will pull out 2 cards on each side of the table. These 2 cards are calculated on each side to get a sum and this total must be the number 9 or a number closer to 9. The card ranks are determined based on their face value so cards ranking 2-9 have their face value, Aces are considered to be 1, and the K, Q, and J cards are considered to have a value of 10.

For instance, in the image above, 2♠️ and 3♦️ are on the Player’s side, while A♠️ and K♣️ are on the Banker’s side for the first round only.

So, this means that 2 + 3 = 5 points for the Player, and 1 + 10 = 11 points for the player.

That being said, it is important to note that, when the number reaches more than 9, in this case for the banker, 10 points are removed or the first digit of the total number is dropped.

So, for the Banker, 11 points would mean 1.

Since 5 and 1 are lower values than 9, a third card is pulled to determine the winner of the game room, so when is a third card drawn in Baccarat? To know about the baccarat third card rules with the baccarat third card rules chart, read more. To know the A-Z baccarat betting tutorial for beginners, visit our simple How to Play Baccarat Card Game Online guide.

When is a Third Card drawn in Baccarat?

Let us now look at the Baccarat Third Card rules chart by first addressing when is a third card drawn in Baccarat game rounds. As stated above, when the sum of the first two cards ends up being more than the number 9, 10 points are removed from the total sum. However, sometimes when the sum is more than 9 and the subtraction of 10 is done, the new sum ends up being very low resulting to numbers like 0, 1, 2, 3, etc.

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For such cases, there are some baccarat third card rules applied wherein a third card is added to the first two cards to determine the winner of the betting round. This third card gives the final call for the winner as there is no fourth card pulled. What this also means is that, if the value of the third card gets the total to more than 9, then 10 is taken away again, but the final result is the ultimate result to determine the winner of the betting round.

For instance, in the image above, the player’s first two cards totals to 7 + 6 = 13. Since 13 is more than 9, 13 – 10 = 3 points for the player side.

In the image above, the banker’s first two cards totals to 6 + 5 = 11. Since 11 is more than 9, 11 – 10 = 1 point for the banker side.

Now, since 3 and 1 are lower scores, a third card is pulled out on each side wherein, the player gets 9 points more and the banker gets 3 points more.

So for the player, 3 + 9 = 12 points but since 12 is more than 9, 12 – 10 = 2 points as the final result on the player’s side. As for the banker, 1 + 3 = 4 points, which is lower than 9, but the final result on the banker’s side.

Thus, since 4 is closer to 9 than the number 2, the Banker wins this betting round. That being said, sometimes a third card is pulled out for only one side and to learn more about this, be sure to read the below-mentioned baccarat third card rules chart thoroughly. Moreover, use our simple W88 Tips and Tricks to ace your baccarat gameplay online efficiently!

Baccarat Third Card rules explained

Now that you know about when is a third card drawn in Baccarat games online, let us guide you with the numbers that determine whether or not a third card is needed in baccarat. With the below baccarat third card rules chart for the player and baccarat third card rules chart for the banker, you will have gained all the information you need to know about baccarat third card rules. So, keep these baccarat third card rules chart in mind as it comes in handy whenever you play the baccarat game online.

baccarat third card rules explained for beginners to win online

Player side Baccarat third card rules chart

Here we have the Player Side baccarat third card rules chart wherein the first column is for the total sum of the player’s first two cards in the betting round. The second column is the action taken for the third card wherein you understand when a third card is pulled, when the player stands its card, or when the player gets an instant or natural win.

Player’s First Two Cards

Third Card Rules
1, 2, 3, 4, 5, or 10

The Third Card is Drawn

6 or 7

Player Stands
8 or 9

Player gets a Natural Win

So for instance, if the player’s first two cards end up resulting in 4, then a third card is drawn, but if the cards result in 6 or 7, then the player stands the round with 7 as its final points. When the player’s side gets an 8 or 9, it is an instant win for the Player.

baccarat third card rules explained for beginners with examples

Banker side Baccarat third card rules chart

Here we have the Banker Side baccarat third card rules chart wherein the first column is for the total sum of the Banker’s first two cards in the betting round. However, the second column is for the player’s third card which means that the banker’s third card rules highly is determined by the Player’s third card. In the final column, you will see when the Banker stands its cards.

Banker’s First Two Cards 

Draws
When Player’s Third Card is:

Stands
When Player’s Third Card is:

0, 1, 2

Always Draws

3

1, 2, 3, 4, 5, 6, 7, 8, or 10 8
4 2, 3, 4, 5, 6, or 7

1, 8, 9, or 10

5

4, 5, 6, or 7 1, 2, 3, 8, 9, or 10
6 6 or 7

1, 2, 3, 4, 5, 8, 9, or 10

7

Banker Stands

8-9

Banker gets a Natural Win

So, if the Banker’s first two cards end up resulting in 2 points, then a third card will be drawn. If the Banker’s first two cards total 3, and the player’s third card results in a total of 5, then a third card is drawn. But if the Banker’s first two cards result in a total of 3 and the Player’s third card results in a total of 8 or more, then the Banker has to stand its cards and no third card is drawn. A natural or instant win is given to the banker side when they get a total of 8 or 9 points.

Example of Baccarat Third Card in real-life gameplay

With the above when is a third card drawn in Baccarat explanation and the Baccarat third card rules chart, you now know everything about the baccarat third card rules. So, let us finally look at the real gameplay example of the third card rules in Baccarat games online.

Round 1:

Round 1 begins when the timer starts from 0, you must wager on the betting options before this timer ends. Once the timer ends, the dealer will pull out 2 cards on each side of the main bets, Player and Banker. If any of these two sides have their cards summed up to 9 or a number closest to 9, then the winner is instantly determined.

baccarat third card rules explained for beginners with example 1

  • However, in this case, we have Q♠️ and 3♦️ on the Player’s side giving us a total of 10 + 3 = 13, 13 – 10 = 3 Points.
  • On the Banker’s side we have 10♥️ and K♦️ giving us a total of 10 + 10 = 20, 20 – 10 = 10, 10 – 10 = 0 Points.

Round 2:

Since the above scores qualify for a third card on both ends, a third card is given to each side wherein the Player has an addition of 5 points and the Banker has an addition of 9 points.

baccarat third card rules explained for beginners with real example round 2

  • So, the Player gets a total of 3 + 9 = 12, 12 – 10 = 2 Points, and the Banker gets a total of 0 + 9 = 9 Points.

Since 9 provides an instant or natural win, the Banker side wins this round easily. If you are wondering how a Tie takes place, then remember that when the results end in the same total on both sides whether or not a third card is pulled, then the Tie bet wins. For more Baccarat explanations and tutorials, keep visiting our betting guide website.

Conclusion

This was all about the Baccarat Third Card Rules that you need to learn as a beginner. Understanding when a third card is drawn in Baccarat is important as part of your beginner’s tutorial. However, if you want to learn more about how you can win the Baccarat games online, then keep visiting our website where we provide you with pro tips, tricks, insights, and other helpful information to win baccarat games online!

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